INSURANCE INFORMATION

Dermatology Center of Richmond participates with most insurance carriers serving Central Virginia. We bill for covered services, as long as proof of insurance is provided at the time of service. Additionally, we expect co-payments at the time of your visit. Payment for services is the responsibility of the patient or guardian of the patient. We accept cash, checks, Visa, Mastercard, and Discover. Online bill pay is also available via our patient portal.

We participate with the following insurance companies:

  • Anthem Healthkeepers
  • Blue Cross Blue Shield
  • Aetna
  • Cigna
  • United HealthCare
  • UMR
  • Medicare
  • Optima PPO
  • Humana PPO
  • Medicare PPO plans
  • Medicare Advantage PPO plans
  • We are not in network for Medicare Advantage HMO plans
  • WE ARE NOT A Medicaid Provider

Disclaimer: Although this list is accurate at the time of posting, our participation status may have changed. Please confirm our status when making your appointment.

If you have any concern as to whether we are an in network participating provider for your plan, call the customer service or member services number on the back of your card. We’re happy to verify this on our end as well, but it’s best to have as much clarity as possible regarding your benefits before scheduling. We are not a medicaid provider

We also also recommend checking with your insurance carrier as to whether you are required to have a referral from your primary care physician or authorization from the insurance plan before seeing a specialist. It’s important to understand what is required of you, the patient, to avoid unexpected bills for services that may not be covered by your insurance plan.

Some of our services are considered “cosmetic” by insurance companies. A cosmetic procedure is deemed not medically necessary by insurance providers. For example… a mole on your hand that has not changed shape, nor size, nor creating any discomfort and is not giving any sign of causing any detrimental effect to your health may be deemed a “cosmetic procedure.” The cost of the removal would then be denied and you, the patient would be responsible for the cost.

At Dermatology Center of Richmond, we try to be as transparent as possible regarding treatment and what you the patient are responsible for financially. However, there are so many insurance plans and carriers with a wide range of products available that no one can understand or anticipate what will or will not be covered 100% of the time. We do our best to keep up with changes in the industry and various insurance plans, but there will always be unforeseen changes in the insurance industry. If you have any questions don’t hesitate to ask us and don’t hesitate to call your insurance plan to ask what is considered a covered benefit and what is not.